PCCFFAP PT Health

Group Health Insurance for Part-Time Faculty

Part-time faculty who teach half-time or more in a year (usually 24 credit hours) become eligible for group health insurance coverage the following academic year. Group health insurance enrollment is on an annual basis for the academic year. You may skip one term of teaching in that year and still receive the monthly employer contribution to your coverage (however, make sure you pay the employee contribution of the premium amount).

If you are eligible for group health insurance coverage, you will receive an enrollment package from the college. The group insurance enrollment period is typically from August 15 to September 15. You must select a policy, or if you have other coverage, you can waive the PCC group health insurance coverage. If you do not waive the PCC coverage, you will be enrolled in the high deductible plan and charged for the monthly employee contribution to that policy for the entire year.

Click here for more information on paying the employee contribution during summer break.
For Frequently Asked Questions about the new group health plans, click here.

Health Insurance Reimbursement

Part-time faculty who are not eligible for the group plans may still get reimbursed for purchasing their own private health insurance policies or paying for a policy available from a spouse’s plan. Part-time faculty are eligible for a reimbursement for health insurance costs if they have taught 3 out of the 4 last terms, for at least 0.4 FTE (usually 2 classes) in one of those terms. See the online application link below for additional provisions and for eligibility for purchasing through a spouse's coverage. Part-time faculty who work over 1.5 FTE in a year (24 lecture credits) receive access to the PCC group insurance plan and are not eligible for the reimbursement.

The reimbursement plan has limited funding and does not cover vision or dental insurance. The reimbursement comes out of a fund of $34,800 annually. The reimbursement checks are issued after each term. The amount of the checks depends on the number of applicants for a particular term.

For the current reimbursement application (including rules for eligibility), click here.

Purchasing Health Insurance

Click on the health insurance companies below for information on private policies from :
ODS (Also a PCC group insurance provider)
Kaiser/Permanente (Also a PCC group insurance provider)
Lifewise

Or try an insurance broker. The companies pay the fee, not you.
ehealth insurance
life and health

Do a google search for “health insurance” and you will find many brokers.